We are pleased to offer the following products:
Auto Insurance
Insurance protects you and your assets in case of loss, injury or damage; either caused by you, or by someone else. Auto insurance usually consists of liability, collison, and comprehensive, but additional protection includes medical payments, emergency road service and uninsured motorist protection.
Homeowner’s Insurance
Home insurance covers the hazards that most homeowners face—everything from fire to theft, a cracked foundation to accidents on your property. When a loss occurs, you will file a claim with your insurance carrier and you are paid for the covered expenses, minus any deductible amount.
Insurance also covers personal liability exposures, to protect you from many situations that could lead to lawsuits from others. For instance, if someone slips and falls in your home, or is injured somewhere on your property, you can be held responsible. Liability coverage is there to protect you.
Umbrella Insurance
An umbrella policy provides protection against a wide range of potential financial dangers, and unforeseeable mishaps. Umbrella insurance is a form of liability insurance, therefore it does not cover your own medical expenses or losses to your property.
However, what exactly is covered by your umbrella policy depends on how you decide to set it up. In most cases, umbrella insurance protects you from injuries you cause in a car accident, injuries someone suffers on your property, property damage you cause in an accident, property damage your pet causes, property damage a dependent or child causes and attorney fees and other legal costs if you’re sued.
Farm Insurance
As a general rule, most farm insurance policies will provide the coverage for your Dwelling or home in the event of major perils such as windstorms, hail and fires, as well as Farm liability protection for liability issues such as bodily injury to another person, medical payments and legal defense.
Health Insurance
We know you can’t put a dollar amount on your family, but you can insure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think—especially if your family ever has to use it.
We do not offer every Medicare plan available in your area. Currently, we represent 6 companies which offer over 15 Part D plans and many Medicare Advantage plans for your area. You can contact Medicare.gov or 1-800-Medicare or your local State Health Insurance Program to get info on all of your options.
Life Insurance
We know you can’t put a dollar amount on your family, but you can insure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think—especially if your family ever has to use it.
Business Insurance
As a business owner, you take calculated risks everyday in order keep your business thriving. But what about the risks you haven’t considered? Business insurance is an excellent way to allow you to concentrate on profit without being blindsided by unexpected liability.
Regardless of what line of business you work in, business insurance can protect you in a host of ways, including costs associated with the loss of property, risk of business interruption, protection from lawsuits and worker’s compensation.
Event Insurance
Many businesses sponsor events like conferences, receptions, exhibitions, and festivals. Such events can generate claims against the event sponsors. Event insurance provides liability insurance for claims by third-parties for bodily injury or property damage sustained during an event sponsored by the business.
Bonds
Bond insurance is a type of insurance policy that a bond issuer purchases that guarantees the repayment of the principal and all associated interest payments to the bondholders in the event of default. Bond issuers buy insurance to enhance their credit rating in order to reduce the amount of interest that it needs to pay.